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Lending

Victorian Securities Corporation Limited offer very competitive and flexible loans tailored to suit the needs of individual clients. Staff have considerable expertise in providing competitive finance and can help you structure your loan to make it work for you.

Talk to us about:

  • Housing Loans
  • Residential Investment Loans
  • Commercial Loans
  • Construction (Property Development) Loans
  • Rural Property Loans
  • Bridging Finance

At Victorian Securities we understand that borrowing money is a big step, that's why we offer loans that provide a great rate plus extra benefits.

We can make sure you end up with the right loan tailored to meet your individual requirements.

Victorian Securities prides itself on its high standards of personal service, including quick loan approval and settlement.

When you inquire about a loan, we allocate a consultant to you to follow your loan through from assessing your application to securing your loan.

Benefits of obtaining finance from Victorian Securities

  • Long established Company
  • Redraw facilities available
  • Generally no penalties for early repayment or additional lump sum reductions
  • Interest only options
  • Interest calculated at a variable rate on a daily basis
  • Friendly, professional service
  • Competitive rates

Loans are secured against registered mortgages to freehold titles in Australia and/or Deposit Notes.

There are generally No Penalties applied in regard to early repayment of variable rate loans with additional payments accepted at any time without penalty.

To assist you to manage your cash flow, our Interest Only Loans provide the option of monthly payments in arrears or half yearly payments in arrears on the last days of March and September. If you prefer a principal and interest plan, monthly instalments can be calculated over a period of up to 25 years to suit your individual income.

Mortgage Rates

Current from 30 December 2011
Rates are subject to change at any time. Please contact our office for confirmation of these rates.

Residential Housing Principal & Interest from 6.95%
Residential Housing Interest Only - Monthly from 7.20%
Residential Housing Interest Only - 6 Monthly from 7.45%
Construction/Development Interest Only - 6 Monthly from 10.60%
Commercial Principal & Interest from 9.60%
Commercial Interest Only - Monthly from 9.85%
Commercial Interest Only - 6 Monthly from 10.10%
Rural Principal & Interest from 9.85%
Rural Interest Only - Monthly from 10.10%
Rural Interest Only - 6 Monthly from 10.35%
Line of Credit (Residential) Interest Only from 7.85%
Line of Credit (Commercial) Interest Only from 10.25%

The rates quoted above are to be used as a guide only. The rates may vary as each loan application is presented and accepted on a case by case basis.

 

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Key Fact Sheet

Commercial/Construction Loan Application Form - MS Word 914Kb

Easy Reference Guide for Loan Products - Victorian Securities

Loan Contract Terms and Conditions

Loan Contract Terms and Conditions

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